China’s Central Bank Plans to Launch Stablecoin Backed by Digital Yuan to Boost Cross-Border Payments

💠The People’s Bank of China will establish a global e-CNY hub in Shanghai and plans a stablecoin backed by the digital yuan to enhance cross-border transactions. 💠PBOC Governor Pan Gongsheng acknowledged the growing role of stablecoins in international finance, signaling a shift in China’s approach to digital assets. 💠Broader reforms include blockchain-based trade finance pilots and RMB forex futures to promote yuan internationalization and elevate Shanghai's global financial status.

More articles

Pardon Joshua
Pardon Joshua
Pardon Joshua is a seasoned crypto journalist with three years of experience in the rapidly evolving blockchain and digital currency space. His insightful articles have graced the pages of reputable publications such as CoinGape, BitcoinSensus, and CoinGram.us, establishing him as a trusted voice in the industry. Pardon's work combines in-depth technical analysis with a keen understanding of market trends, offering readers valuable insights into the complex world of cryptocurrencies.

China’s central bank, the People’s Bank of China (PBOC), has announced a major initiative to internationalize its digital yuan (e-CNY) by establishing a dedicated global operations center in Shanghai. 

PBOC Governor Pan Gongsheng revealed the plan during his keynote speech at the Lujiazui Forum. The governor highlighted the launch of the center as one of eight policy measures aimed at expanding the global footprint of the e-CNY. 

The move underscores China’s ambition to make the digital yuan a key player in international finance and a viable alternative to existing cross-border payment systems, which are largely influenced by Western institutions.

Acknowledging Stablecoins’ Growing Role in Global Finance

In a rare and significant public statement, Pan acknowledged that stablecoins are rapidly reshaping cross-border payment infrastructure. 

Speaking to a high-profile audience of financial regulators and industry leaders, he noted the growing adoption of blockchain and distributed ledger technologies in cross-border payments. 

These innovations, he said, are enabling real-time settlement at the point of payment and disrupting traditional payment frameworks by drastically shortening transaction chains. 

His comments mark a notable shift in tone from China’s traditionally hardline stance on crypto-related technologies and suggest a more pragmatic view toward stablecoins’ role in global finance.

Also Read: Bank Of Korea’s Governor Lee Chang‑yong Says, Must Consider ‘FX Stability’ On Won‑Based Stablecoins

Strategic Timing Amid U.S. Stablecoin Legislation

Pan’s remarks came just a day after the U.S. Senate passed the GENIUS Act, a landmark piece of legislation aimed at regulating stablecoins. 

Although China maintains a strict domestic ban on cryptocurrency trading and mining.

The PBOC’s recognition of the influence of digital assets suggests an awareness of their potential to alter international financial dynamics. 

The new international center in Shanghai is expected to accelerate adoption of the e-CNY by targeting global business and trade applications.

Particularly in response to competition from dollar-pegged stablecoins and Western-led cross-border CBDC experiments.

Also Read: Retail Giants Amazon and Walmart Eye Stablecoins For Billions In Savings

Tackling Regulatory Gaps and Advancing Technological Innovation

While emphasizing the potential of emerging financial technologies, Pan also highlighted the regulatory challenges they bring. 

He warned that digital finance sectors still suffer from insufficient oversight, particularly in areas such as crypto assets, decentralized finance (DeFi), and climate risk-related frameworks. 

Pan criticized current global regulatory approaches as inconsistent and overly influenced by political considerations, calling for stronger international coordination. 

Additionally, he pointed to technologies like smart contracts as catalysts for ongoing transformation in the global financial system.

Further validating China’s efforts to stay ahead with structural innovations like blockchain-based trade finance tools.

Also Read: China’s Financial Behemoth Ant Group Plans To Roll Out Stablecoins In Major Asian Financial Hubs

Broader Reform Agenda to Support Belt and Road and Offshore Finance

In addition to the digital yuan hub, the PBOC outlined several structural reforms to enhance Shanghai’s role in international finance. 

These include the development of offshore free trade bonds aligned with Belt and Road Initiative goals, the piloting of new trade finance tools using blockchain, and the creation of a personal credit reporting agency. 

A pilot reform for offshore trade financial services will also be launched in the Lingang New Area. 

To support currency risk management, the PBOC plans to work with China’s securities regulator to explore RMB foreign exchange futures. 

Collectively, these efforts aim to position Shanghai as a global center for digital finance while promoting the yuan’s international use in a rapidly evolving economic landscape.

Also Read: Senate Democrats Move to Block Presidential Profits from Stablecoins in GENIUS Act Amendment

LEAVE A REPLY

Please enter your comment!
Please enter your name here

Latest