Payment startup Inflow has successfully raised $1.1 million in a pre-seed funding round aimed at transforming how merchants and small businesses engage with global payment systems.
The round attracted notable investors such as Rockstart, GnosisVC, Alliance, Plug and Play, Stake Capital, and Ledger co-founder Nicolas Bacca.
The strategic backing marks a crucial step in Inflow’s mission to modernize merchant payments by integrating stablecoin-based technology, which promises to reduce costs, improve transaction speed, and simplify international commerce.
The funds will be used to refine the platform’s capabilities and expand its reach to underserved markets worldwide.
Stablecoin Integration as a Solution to Traditional Banking Inefficiencies
At the heart of Inflow’s innovation is its use of stablecoins, digital assets pegged to fiat currencies, to enable fast, low-cost, and transparent payments.
Traditional payment systems often involve excessive fees, complex regulations, and multi-day settlement times—especially for cross-border transactions.
Inflow’s solution bypasses these hurdles by offering a blockchain-based infrastructure that minimizes reliance on banks or third-party processors.
The model not only reduces costs for merchants but also allows for real-time payments, making it particularly attractive for freelancers and businesses operating across borders.
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Supporting Financial Inclusion in Emerging and Underbanked Markets
Inflow’s long-term vision extends beyond cost savings, it’s about bridging the global financial divide.
Many small businesses and independent workers in emerging economies lack access to reliable banking services or face steep barriers when dealing with international clients.
Inflow aims to empower these users by offering a self-hosted, globally accessible payment system that removes the need for traditional banking infrastructure.
By doing so, the startup contributes to financial inclusion, enabling economic participation and growth for communities historically excluded from the global economy.
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A Broader Vision for E-Commerce and Scalable Payments
Looking to the future, Inflow plans to expand its platform beyond merchant and freelance payments by building a comprehensive suite of e-commerce solutions.
These include tools tailored for online retailers and digital businesses that require scalable, low-cost, and secure payment capabilities.
As global trade continues its shift toward digital platforms, Inflow positions itself as a foundational piece of this new financial ecosystem.
The startup’s early funding success, coupled with a strong product-market fit, suggests it is poised to become a key enabler in the decentralized financial movement.
Inflow Among Rising Crypto Startups in an Evolving Market Landscape
Inflow’s funding news arrives amid a broader trend of strategic capital deployment in the crypto sector.
Recent deals include BitDeer’s $179 million raise to fast-track its proprietary Bitcoin hardware production, and Hyperion’s strategic round supported by OKX Ventures and Aptos Labs to scale DeFi trading infrastructure.
While total funding in sectors like blockchain gaming has declined year-over-year, deal volume and innovation continue to rise.
Inflow’s stablecoin-focused platform represents the growing shift toward utility-driven crypto applications, especially those that address real-world inefficiencies in payments, trade, and financial access.